Debt Payoff Calculator

Compare Snowball vs Avalanche strategies and find your debt-free date.

Extra Monthly Payment

Extra payment toward debt each month ($) Strategy

Snowball: Pay minimum on all debts, throw extra at the smallest balance first. Quick wins keep you motivated.

Your Debts

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Name

Balance ($)

APR (%)

Min Payment ($)

Balance Over Time

Payoff Order

#	Debt	Balance	APR	Min Pay	Paid Off	Interest Paid

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Add your debts and click Calculate Payoff Plan to see your debt-free date and compare strategies.