MacBudget — Budget Planner

After taxes — what actually hits your account each month

$

The 50/30/20 rule is a popular starting point. Drag sliders to customize.

Needs

50%

Wants

30%

Savings

20%

Set a monthly cap per category. You'll see a warning when you're close or over.

Category	Monthly Cap	Avg Spend	Status

Projecting your next 3 months based on recurring transactions and average spending.

Financial Independence, Retire Early. Based on the 4% safe withdrawal rule: you need 25× your annual expenses invested to be financially independent.

Annual Expenses ($)

Current Investments ($)

Monthly Savings ($)

Expected Annual Return (%)

Set goals and track your progress. Your monthly surplus helps fund them.

No goals yet — add one below.

Goal Name

Target ($)

Saved So Far ($)